Plans for Individuals
  • Individual Medishield
    •
  • Health Protector
    •
  • Health Protector Plus Individual
    •
  • Corona Kavach Individual
    •
  • Corona Rakshak
    •
    Plans for Families
  • Swashthya Kavach
    •
  • Family Health Protector
    •
  • Health Protector Plus Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    IFFCO

    TPA Information

    Health Protector

    Synopsis:

    Health protector offers a health protection cover for you and your family for any illness, disease or injury

    Highlight:

    • 121 Surgical procedures covered without 24 hours of hospitalization
    • Automatic restoration of Sum Insured
    • Hospitalization treatment for less than 24 hours covered under specified circumstances
    • Emergency Additional Services at no extra cost
    • Option of double the Sum Insured in case of critical illness
    • Non-allopathic treatment is also covered up to the limit of sum Insured
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1.75% of sum insured
    ICU Daily Rent Limit
    Up to 3% of sum insured
    Pre-Hospitalization Expenses
    45 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 hrs
    Day Care Procedure Coverage
    121 procedures covered
    Additional Cover for Critical Illness
    Optional
    Automatic Restoration of Sum Insured
    Option, can be avail by paying additional premium
    Pre-Existing Disease / Illness coverage
    After 48 months of continuous coverage
    Waiting Period for New Policy
    30 days
    Co-Payment
    up to 20% in case of second and subsequent claims are there
    Free Health Checkup
    Up to 1% of sum insured, payable once after 4 consecutive claim free years
    Ambulance Expenses
    Up to 1% of sum insured, Max 2500
    Non-Allopathic Treatments
    Covered, up to sum insured
    Daily Hospitalization Allowance
    Up to 0.2%
    No Claim Bonus
    Up to 5% of sum insured, Max 50%