Useful Information


TPA Information

Swashthya Kavach


Swasthya Kavach Family Health Insurance is a family health insurance plan which is designed to cover medical treatment, hospitalization, surgery and organ transplant expenses in case of an illness or accident.


  • Daily hospitalization allowance is provided
  • Additional sum assured of 5% is provided on renewal if no claims are made in previous year
  • Child care assistance, medical consultation etc. provided in case of an emergency
  • Provides an option of Critical Illness Rider
  • 121 Day Care Treatments are covered
  • No Medical Tests up to 45 Years
  • Domiciliary hospitalization expenses are covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
30 days, 7% of hospitalisation expenses Max 7500
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
121 procedures covered
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Ambulance Expenses
Up to 750
Daily Hospitalization Allowance
Donor Expenses
No Claim Bonus
Up to 5% of sum insured, Max 50%