Plans for Individuals
  • Health Guard Individual
    •
  • Hospital Cash Daily Allowance
    •
  • Critical Illness
    •
  • Silver Health
    •
  • Health Ensure Old
    •
  • Health Care Supreme Individual
    •
  • Health Guard Individual ( Old)
    •
  • Surgical Protection Individual
    •
  • Health Ensure Individual
    •
  • Health Infinity
    •
  • Extra Care Plus Individual
    •
  • Corona Kavach Individual
    •
  • Arogya Sanjeevani Individual
    •
  • Extra Care Individual
    •
  • Criti Care
    •
    Plans for Families
  • Health Guard Family Floater
    •
  • Extra Care Floater
    •
  • Health Care Supreme Floater
    •
  • Health Guard Family Floater ( Old)
    •
  • Extra Care Plus Floater
    •
  • Health Ensure Floater
    •
  • Tax Gain Floater
    •
  • Corona Kavach Floater
    •
  • Arogya Sanjeevani Floater
    •
    Useful Information

    Bajaj

    TPA Information

    Health Ensure Individual

    Synopsis:

    Bajaj Allianzs Health Ensure Policy comes with new comprehensive benefits at competitive premiums and is a perfect

    Highlight:

    • Individual and Floater policy for Self, Spouse, Children, Grandchildren, Brother, Sister, Parents, Parents in law, Grand Parents
    • No pre-policy medical tests up to 50 years of age (subject to clean proposal form)
    • Pre-existing disease covered after 24 months from your first Health Policy
    • Pre 30 days and post 60 days hospitalisation expenses cover
    • Emergency road ambulance cover
    • Day care procedures
    • Free preventive health check up
    • Income tax benefit under 80 D of the IT Act on premiums paid for this policy
    • Ayurvedic and Homeopathic Hospitalisation Cover
    • Organ Donor Expenses
    • 5% Cumulative bonus for each claim free year

    Benefit:

    Title
    Description
    Room Rent Limit
    Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
    ICU Daily Rent Limit
    Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower
    Pre-Hospitalization Expenses
    30 days immediately before hospitalisation.
    Post Hospitalization Expenses
    60 days immediately after discharge post hospitalisation.
    Minimum Hospitalization Period
    24 hours
    Day Care Procedure Coverage
    Covered
    Pre-Existing Disease / Illness coverage
    24 months from your first Health Policy.
    Waiting Period for New Policy
    First 30 days from the commencement of the policy.
    Co-Payment
    Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have
    Free Health Checkup
    Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years.
    Ambulance Expenses
    Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider
    Non-Allopathic Treatments
    Ayurvedic and Homeopathic Hospitalisation are covered
    Donor Expenses
    Organ Donor Expenses covered
    Nursing Allowance
    Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
    No Claim Bonus
    5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured