Plans for Individuals
Plans for Families
Health Guard individual option plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization
Room Rent Limit
Actuals /1% of S.I for Silver plan
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
All procedures covered
Automatic Restoration of Sum Insured
Once in policy period.
Pre-Existing Disease / Illness coverage
After 36 months
Waiting Period for New Policy
Zone B upto 20% for non-network hospital.
Age 46 and Above
Free Health Checkup
After every 3 years.
Upto Rs.20,000 per policy year
Covered upto 20,000.
New Born Baby Cover
Covered within Maternity expenses.
Daily Hospitalization Allowance
Rs.500 for Accompanying an Insured Child (up to age 12yrs) for 10 days
No Claim Bonus
Upto 10 % of sum insured, Max 100 %