Useful Information

HDFC Health

TPA Information

Health Wallet Floater


Health wallet is a win-win health insurance plan, through which you not only insure your health today but also secure your


  • Comes with a unique Reserve benefit - covers OPD expenses & Insured can pay upto 50% of the renewal premium from
  • Health Wallet comes with the option of life long renewal.
  • Sum insured can be enhanced at the time of renewal.
  • Comes with switch benefit, option of converting into a full-fledged nil deductible plan by using the waiver of
  • Sum insured can be enhanced at the time of renewal
  • Any pre-existing diseases/conditions will be covered after a waiting period of 3 years.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Get World Wide Coverage for in-patient treatment and daycare medical expenses incurred for emergency
  • Recovery benefit available if the insured person is hospitalised beyond 10 continuous days.


Room Rent Limit
ICU Daily Rent Limit
Pre-Hospitalization Expenses
60 Days
Post Hospitalization Expenses
90 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Additional Cover for Critical Illness
Automatic Restoration of Sum Insured
Pre-Existing Disease / Illness coverage
After 3 Years
Waiting Period for New Policy
30 Days
Free Health Checkup
Upto Rs 3500 for Non Deductible plans & Upto Rs 3000 for Deductible plans.
Ambulance Expenses
Upto Rs.2000
Non-Allopathic Treatments
Nursing Allowance
No Claim Bonus
Upto 50%, max.100%