Useful Information


TPA Information

Health Suraksha Floater


HDFC ERGO Health Suraksha health insurance plan covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment.


  • Avail cashless services from our vast network of more than 5000+ hospitals.
  • No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.


Room Rent Limit
No Sub-limits on any disease, room rent, hospital charges and doctor fees
ICU Daily Rent Limit
No Sub Limits
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Day Care Procedure Coverage
144 procedures covered.
Waiting Period for New Policy
30 Days
Medical Screening
No Medical Check-up upto 45 years
Non-Allopathic Treatments
Pays for medical expenses for in-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy
Donor Expenses
Pays for medical expenses for an organ donor's treatment in the event of organ transplantation
Nursing Allowance
No Claim Bonus
5% bonus on Sum Insured for every claim-free year