Useful Information

Care Health

TPA Information

Care Senior Individual


Affordable Health Insurance Plan for Senior Citizens.


  • Affordable Premium
  • Pre-policy Medical Check-up NOT REQUIRED
  • Upto 150% Increase in Sum Insured with No Claim Bonus + No Claim Bonus SUPER
  • Recharge of Sum Insured
  • Complimentary Annual Health Check-up for All Insured Members every year
  • OPD Care : Covers expenses related to Doctor Consultation, Diagnostics & Pharmacy
  • No Claim Bonus SUPER
  • Upto Rs.15000/- tax saving under Section 80D


Room Rent Limit
1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
ICU Daily Rent Limit
2% SUm Insured per day
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours.
Day Care Procedure Coverage
Upto Sum Insured. 541 Procedures covered.
Automatic Restoration of Sum Insured
Upto sum Insured, once a year.
Pre-Existing Disease / Illness coverage
Pre existing diseases are covered after 4 years of continued coverage.
Waiting Period for New Policy
4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.
20% co payment. 20% Addtional in case of treatment outside of Smart Select Hospitals.
Medical Screening
Pre-policy Medical Check-up not required.
Free Health Checkup
Every year for all insured members.
Daily Hospitalization Allowance
For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Attendant Allowance
Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured.
No Claim Bonus
Upto 150% with optional cover NCB Super.