Useful Information


TPA Information

Pro Health Deductible Floater


Pro Health, a smart plan with more covers and added benefits to secure you completely. Its a Plan which goes the extra distance to assure your physical,emotional and financial well being.


  • World wide emergency cover upto Sum insured once in a policy year.
  • Reward points equal to 1% of premium paid each year.
  • Additional Non reducing Cumulative bonus.
  • Option to remove mandatory Co pay for insured Person aged 65 yrs & above.
  • Various discounts to save premium upto 30%.
  • Tax Benefit U/S 80D of income Tax act.
  • A Period of 15 days to cancel the policy with Full refund.


Room Rent Limit
Expenses Actually incurred
ICU Daily Rent Limit
Actual charges
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90/180 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
500 + Procedures covered
Automatic Restoration of Sum Insured
Available multiple times in a policy year
Pre-Existing Disease / Illness coverage
24/36/48 Months, as per the Plan
Waiting Period for New Policy
30 days
10% to 20%
Free Health Checkup
Yes, Once at each policy year/ Once every 3rd policy year
Ambulance Expenses
Upto 2000, max.3000
Non-Allopathic Treatments
In hospital treatment covered upto full some insured.
New Born Baby Cover
Covered upto Limit under maternity expenses.
Donor Expenses
Covered, Upto sum insured
No Claim Bonus
Guaranteed increase in sum insured by 5% or 10%. Max upto 200% irrespective of claim as per plan.