Useful Information


TPA Information

Smart Health Critical Illness Floater


Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.


  • Get benefits such as In-patient physiotherapy charges.
  • Life long policy renewal is available.
  • 5% discount on the renewal premium for every claim-free year, up to a maximum of 25%.
  • Get additional benefits such as children education benefit & Carriage of mortal remains.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Cashless hospitalization facility is available in more than 4300 hospitals.


Room Rent Limit
100% of S.I
ICU Daily Rent Limit
100% of S.I
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Automatic Restoration of Sum Insured
Pre-Existing Disease / Illness coverage
After 48 months.
Waiting Period for New Policy
60 Days
Ambulance Expenses
upto Rs.2500
Daily Hospitalization Allowance
Rs.750 per day, max.30 days
Donor Expenses
15% off on SI over & above the original SI.
Attendant Allowance
Nursing Allowance
Rs.350 per day, max.30 days
No Claim Discount
5% every claim free year, upto max. 25%.