Useful Information


TPA Information

Individual Mediclaim Old


Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs


  • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
  • The cost of Medical check-up once every 3 years provided no claims are made in between the years.
  • Domiciliary Hospitalization benefit is provided
  • The Non-allopathic treatment cost is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Free Health Checkup
1% of Average S.I. after 3 Claim Free Years Max.5,000/-
Ambulance Expenses
Up to 2500 per hospitalization
Non-Allopathic Treatments
Daily Hospitalization Allowance
Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization.
Nursing Allowance
Up to 1% of the sum insured