Useful Information


TPA Information

Health Gain Individual


The Policy covers hospitalization expenses incurred by the Insured Person for treatment of illness or injury with many other


  • Auto extension of policy for a tenure of 1 year in case of named critical illness
  • Re-instatement of 100% Sum Insured, if you have exhausted the total Sum Insured
  • Life Long renewal for health insurance
  • Pre-existing diseases are covered after 36 Months of continuous coverage
  • Domiciliary Hospitalization expenses are also covered
  • Claim service and Policy Service Guarantee
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
No Limit
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Additional Cover for Critical Illness
Policy can be renewed for free under "Plan B" for specified critical illness
Pre-Existing Disease / Illness coverage
After 36 months of continuous coverage has
Waiting Period for New Policy
30 days
Up to 20%, from age 61 years
Free Health Checkup
After 4 claim free years
Ambulance Expenses
Up to 3000
Donor Expenses
Up to 50% Of sum insured, Max 500000
Nursing Allowance
No Claim Bonus
33.33% increase in Base SI for every claim free year; Max up to 100%.