Plans for Individuals
  • Mediclaim 2012 - Individual ( Old)
    •
  • Janata Mediclaim
    •
  • Mediclaim 2007
    •
  • Senior Citizen Mediclaim Policy
    •
  • Mediclaim Policy 2017 - Individual
    •
  • Mediclaim Nu
    •
  • Top Up Mediclaim Individual
    •
  • Sixty Plus Mediclaim
    •
  • Global Mediclaim
    •
  • Cancer Guard
    •
  • Arogya Sanjeevani Individual
    •
  • Corona Kavach Individual
    •
    Plans for Families
  • Floater Mediclaim (old)
    •
  • Asha Kiran
    •
  • Top Up Mediclaim Floater
    •
  • Premier Mediclaim Policy Floater
    •
  • Good Health
    •
  • Floater Mediclaim Policy
    •
  • Arogya Sanjeevani Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    New India

    TPA Information

    Mediclaim 2012 - Individual ( Old)

    Synopsis:

    Mediclaim 2012 is a traditional mediclaim policy which is designed to cover hospitalization expenses for the persons aged between 18 and 65 Years

    Highlight:

    • Additional 10% of Sum Insured is paid once in life time in case of Critical Illness.
    • Sum Insured can be enhanced at the time of Renewal of the Policy
    • More than 70 Day Care Treatments are covered under this Policy
    • 25% of Sum Insured available for Non-Allopathic Treatment
    • Hospitalization due to accident is covered from Day 1
    • Congenital External Disease shall be covered after 48 Months of Continuous Coverage
    • Max. Rs.30,000 or Actual costs shall be paid for expenses related to Cataract.

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1.5% of sum insured
    ICU Daily Rent Limit
    Up to 3% of sum insured.
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes
    Additional Cover for Critical Illness
    Optional, for age below 65
    Pre-Existing Disease / Illness coverage
    After48 months
    Waiting Period for New Policy
    30 days
    Free Health Checkup
    After 3 claim free years, Max - 5000
    Ambulance Expenses
    Up to 1% of Sum Insured
    Non-Allopathic Treatments
    Up to 25% of sum insured
    Daily Hospitalization Allowance
    Up to 0.1% of sum insured, for sum insured 300000 and above
    Donor Expenses
    Covered
    Nursing Allowance
    Max 1% of sum insured
    No Claim Discount
    Upto 3% per year and max upto 15%
    No Claim Bonus
    Yes